Mortgage Intermediaries
For Intermediary Use Only
This information is provided exclusively for use by authorised mortgage intermediaries and professional advisers. It is not intended for distribution to, or reliance upon by, retail customers. Any lending is subject to eligibility criteria, underwriting assessment, valuation, and approval. Terms and conditions apply.
Our Buy-to-Let proposition is designed to support UK-based landlords, whether borrowing personally or through a limited company. We provide tailored financing solutions for clients looking to purchase, refinance, or expand their property portfolios, with a focus on delivering flexible lending and a relationship-led service.
We work with a broad range of borrowers, from first-time landlords taking their first step into property investment to experienced portfolio investors and high-net-worth individuals seeking bespoke funding solutions. Our practical approach to underwriting allows us to consider each case on its individual merits, helping clients achieve their property investment objectives.
What We Offer
- Large loan capability: Fund complex, high-value assets.
- Portfolio refinancing: Consolidate and restructure multiple properties on flexible terms
- Mixed-use assets: Bridge the gap on semi-commercial units under one mortgage
- HMO & MUFB: Dedicated criteria for complex multi-tenant assets
- Flexible product range: Market-aligned fixed and tracker options available
Key Criteria
- All applicants must have indefinite leave to remain in the UK or settled status
- Minimum primary or combined income of £50,000
- Minimum loan £250,000
- Minimum applicant age 21
- Maximum age of 80 at the end of the mortgage term
- Flexible borrowing options from 5 to 25 years
- Maximum LTV 80%
- We lend on properties located in England
- First legal charge required on all properties
Please note we currently do not offer consumer buy to let mortgages.
- Large loan capability: Fund complex, high-value assets.
- Portfolio refinancing: Consolidate and restructure multiple properties on flexible terms
- Mixed-use assets: Bridge the gap on semi-commercial units under one mortgage
- HMO & MUFB: Dedicated criteria for complex multi-tenant assets
- Flexible product range: Market-aligned fixed and tracker options available
- All applicants must have indefinite leave to remain in the UK or settled status
- Minimum primary or combined income of £50,000
- Minimum loan £250,000
- Minimum applicant age 21
- Maximum age of 80 at the end of the mortgage term
- Flexible borrowing options from 5 to 25 years
- Maximum LTV 80%
- We lend on properties located in England
- First legal charge required on all properties
- Criteria guide
- Submission requirement
- Application form
- Terms & conditions
Contact Us
For more information on Mortgage Intermediaries, please contact our Team.
